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Island Shores Demographics
Demographics
Age
66.3 ±2Median age
about 1.4 times the figure in Cape Coral-Fort Myers, FL Metro Area: 49 ±0.1
about 1.5 times the figure in Florida: 42.7 ±0.1
Housing
Units & Occupancy
9,886 ±268Number of housing units
less than 10 percent of the figure in Cape Coral-Fort Myers, FL Metro Area: 441,194 ±174
less than 10 percent of the figure in Florida: 10,629,845 ±2,325
Geographical mobility
10.9% ±6.6% (600 ±365)
Moved since previous year
about 80 percent of the rate in Cape Coral-Fort Myers, FL Metro Area: 13.6% 110,161 (±1.1% /±9,264)
about 80 percent of the rate in Florida: 13.3% 3,086,717 (±0.5% /±107,923)
Families
5,513 ±24
Persons per household
less than 10 percent of the figure in Cape Coral-Fort Myers, FL Metro Area: 804,516 ±231
less than 10 percent of the figure in Florida: 22,888,804
Fertility
N/A ±5% (0 ±21)
Women 15-50 who gave birth during past year
Economics
Poverty
5.4% ±2.5% (295 ±139)
Persons below poverty line
about half the rate in Cape Coral-Fort Myers, FL Metro Area: 12% 96,536 (±0.6% /±4,526)
about half the rate in Florida: 12% 2,758,614 (±0.3% /±58,688)
Transportation to work
N/AMean travel time to work
Social
Disclaimer: The demographic information presented on this site has been provided by the Census Reporter Team. We extend our gratitude for their exceptional contributions and efforts.
Mortgage rates
30-year fixed · Oct 22, 2026
7.32%
-0.08
vs last weekA year ago
6.19%
Oct 22, 2025
All-time peak
16.64%
in 1981
Long-run average
7.7%
1971–2025
When would rates drop?
Mortgage rates track the 10-year Treasury yield. Big drops historically needed one of these catalysts
A recession
Credit demand falls and investors move into Treasuries, pushing yields down
Aggressive Fed intervention
Rate cuts plus buying bonds and mortgage-backed securities force borrowing costs down
Inflation cooling fast
Lenders need less premium over inflation, so yields and mortgage rates ease
A global flight to safety
Shocks send capital into U.S. debt markets, pulling yields down quickly
It has happened before
30-year fixed rate, Freddie Mac weekly averages.
2008 financial crisis
Housing collapse, recession, then Fed bond buying from late 2008
6.5%
Mid 2007
<5%
Early 2009
2020 pandemic
Emergency cuts to zero and large purchases of Treasuries and mortgage bonds
3.7%
Jan 2020
2.65%
Jan 2021
Source: Freddie Mac PMMS via FRED. Past moves are context, not a forecast. Market information, not lending advice.
Local Realty Service Provided By: Hyperlocal Advisor. Information deemed reliable but not guaranteed. Information is provided, in part, by Greater Miami MLS & Beaches MLS. This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.
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92.7%
92.7%
5.7%
6.4% ±1.8% (339 ±97)