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Market Action
Selling Speed
Slow
3.62Inventory Supply
High
27.6Sales Activity
—
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Start an inquiryDemographics
Age
39.3 ±0.5Median age
Housing
Units & Occupancy
223,826 ±2,313Number of housing units
Geographical mobility
16.2% ±1.5% (73,600 ±6,849)
Moved since previous year
Families
451,801 ±207
Persons per household
Fertility
4.1% ±0.6% (4,575 ±653)
Women 15-50 who gave birth during past year
Economics
Poverty
19.4% ±0.9% (87,838 ±4,087)
Persons below poverty line
Transportation to work
N/AMean travel time to work
Social
Disclaimer: The demographic information presented on this site has been provided by the Census Reporter Team. We extend our gratitude for their exceptional contributions and efforts.
Mortgage rates
30-year fixed · Oct 1, 2026
7.28%
+0.25
vs last weekA year ago
6.34%
Oct 1, 2025
All-time peak
16.64%
in 1981
Long-run average
7.7%
1971–2025
When would rates drop?
Mortgage rates track the 10-year Treasury yield. Big drops historically needed one of these catalysts
A recession
Credit demand falls and investors move into Treasuries, pushing yields down
Aggressive Fed intervention
Rate cuts plus buying bonds and mortgage-backed securities force borrowing costs down
Inflation cooling fast
Lenders need less premium over inflation, so yields and mortgage rates ease
A global flight to safety
Shocks send capital into U.S. debt markets, pulling yields down quickly
It has happened before
30-year fixed rate, Freddie Mac weekly averages.
2008 financial crisis
Housing collapse, recession, then Fed bond buying from late 2008
6.5%
Mid 2007
<5%
Early 2009
2020 pandemic
Emergency cuts to zero and large purchases of Treasuries and mortgage bonds
3.7%
Jan 2020
2.65%
Jan 2021
Source: Freddie Mac PMMS via FRED. Past moves are context, not a forecast. Market information, not lending advice.
Local Realty Service Provided By: Hyperlocal Advisor. Information deemed reliable but not guaranteed. Information is provided, in part, by Greater Miami MLS & Beaches MLS. This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.
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29.4%
29.4%
57.7%
1.9% ±0.2% (7,305 ±941)