Matlacha No HOA Houses For Sale
Results 10 of 10
Recommended

$189,900 $6K
- 1 Beds
- 1 Baths
- 828 SqFt
- $229/SqFt
Seller financing available with 30% down 12% interest, with a balloon in 12 months!!!
Charming historic fishing cottage on gulf access canal – a rare opportunity!
Nestled in the heart of matlacha, this historic 1-bedroom, 1-bath fishing cottage is brimming with old florida charm and endless potential. Sitting right on a gulf access canal, this property offers direct waterfront living, making it a dream for boaters, anglers, and those seeking a serene retreat.
While the cottage did experience flooding during recent hurricanes, the groundwork has already been laid for its revival. It features two brand-new mini-split ac systems and the next owner has the unique opportunity to restore and reimagine this gem to its former glory.
Other perks include a year-long pest control contract for peace of mind. With so much opportunity, this is your chance to bring this waterfront haven back to life and create something truly special.
Don’t miss out—matlacha’s vibrant artsy community, world-class fishing, and laid-back island lifestyle are calling!

$250,000
- 2 Beds
- 1 1/2 Baths
- 784 SqFt
- $319/SqFt
Ever wanted a charming little cottage on the water with direct access to some of the best fishing and boating in swfl? This gem was flooded and has been remediated down to studs. Two bedrooms, living and dining and a screened in lanai that is south facing are included. This is an oversized lot and less than a minute out to open waters. Put your finishing touches on and enjoy life in magical matlacha - a charming fishing village with less than a thousand residents - coming back to life one day at a time!

$160,000 $90K
- 1 Beds
- 1 Baths
- 480 SqFt
- $333/SqFt
Canal home at end of pine st on the island of matlacha. Direct access to matlacha pass, charlotte harbor and the gulf of mexico. This 1950 dream waterfront, seawalled cottage needs the "old schooled" carpenter to revive it back to the fisherman's cottage that we read about in ernest hemmingway's key west/cuban novels... This dream is reality!
Sure it needs work, but who doesn't..! Take a look at this 1st subdivision in matlacha and fall in love with the quaintness and novelty at the "crows" in matlacha.
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$339,999 $10K
- 2 Beds
- 1 Baths
- 1,008 SqFt
- $337/SqFt
Discover your slice of paradise in the quiet fishing town of matlacha island. This charming 2 bedroom 1 bath home offers the perfect blend of island character and modern comforts. This home is a boaters dream with direct access with wood dock and boat lift out back along with a kayak rack for those airbnb guest or avid fishermen. Step inside to an open & split floor plan with plenty of light. Newer roof, new cabinets and a/c with tile flooring throughout. Whether you're looking for a full time residence, vacation getaway, or investment opportunity, this matlacha waterfront gem has it all for under 350k!! Nestled in prime location and walking distance to shopping, art galleries and restaurants, and just a short drive to cape coral & fort myers, this is a true old florida living with modern day convenience.

$520,000
- 2 Beds
- 2 Baths
- 1,533 SqFt
- $339/SqFt
Island living with unforgettable sunsets! Completely remodeled with marvelous style, this 2-bedroom + 2 dens, 2-bathroom 1952 home is tucked away on a coveted peninsula in the island community of matlacha. Surrounded by the bay, this is true paradise for boaters, kayakers, and fishermen alike. Cathedral ceilings and an abundance of natural light make the home feel even more spacious, while upgraded modern light fixtures add a fresh, stylish touch.
Every detail has been thoughtfully updated—lvp floors throughout, an all-new kitchen with 42” cabinets, seaglass quartz counters, a large apron sink, and sleek finishes. Bathrooms feature spa-inspired touches like natural pebble shower floors, while custom zebra blinds on every window create a private retreat in paradise. Pgt tinted windows add comfort and efficiency, and fresh interior and exterior paint—with driveway and patio pavers recently reset—gives the home a polished finish. A brand new elevated trane handler and semco waterproof membrane provide peace of mind, while assumable flood insurance offers valuable savings for the next owner.
Both bedrooms and the den are generously sized and can easily accommodate queen beds. The flexible floorplan allows one den to serve as a guest room while leaving the second den perfect for a home office. Large closets throughout add abundant storage, and the enormous laundry/mud room offers versatility with plumbing and electrical already in place for a second kitchen. Hookups for a stackable washer/dryer are conveniently located in the guest bathroom, and furniture is negotiable for those seeking a move-in-ready option.
The open living and dining areas flow seamlessly toward the water, where panoramic views steal the spotlight. Outside, dolphins often frolic in the bay right out back, putting on the best show in matlacha as you dine al fresco. With direct gulf access, a boat lift, and plenty of space to dock your boat, every water adventure is just minutes away.
Outdoor spaces are equally inviting, offering plenty of room for celebrations or quiet evenings under the stars. Sunsets and moon rises here are simply unmatched, and frequent visits from resident wildlife make each day magical. Plus, shops, restaurants, and local attractions are just a short distance away, giving you the perfect mix of island serenity and convenient living.
This isn’t just a home—it’s your front-row seat to the very best of island life in matlacha.

$282,000 $2K
- 2 Beds
- 2 Baths
- 824 SqFt
- $342/SqFt
You have to see this unique opportunity! With transferable flood insurance!!
This versatile property offers the perfect setup for a variety of lifestyles: downstairs, you’ll find a spacious 1-bedroom, 1-bath layout with a dedicated living, dining, and kitchen area. Upstairs, a separate studio apartment provides ideal accommodations for multi-generational living, investors who want to live in one unit and rent out the other, or roommates who value privacy.
Features you’ll love: andersen windows with new slider, quality upgrades installed after ian repairs. A new metal roof, not just a replacement—an upgrade for durability and style. A tankless water heater to enjoy endless hot water and energy efficiency. And not to mention the green board drywall it’s resilient material that dries out easily - peace of mind for island living.
Enjoy the fresh, modern space to cook and entertain. While the home doesn’t include storm barriers, consider adding them—these customizable systems work like storm shutters but offers additional protection from storms - invaluable feature for island life.
And the best part? You’ll have direct access to the gulf of america—live the waterfront lifestyle you’ve always dreamed of!

$365,000 $10K
- 2 Beds
- 2 Baths
- 951 SqFt
- $384/SqFt
Welcome to this opportunity in the charming and colorful fishing village of matlacha! This waterfront property with direct gulf access offers the perfect canvas for your coastal dream home. Located just minutes to the open water of charlotte harbor and easy boat ride to cayo costa, boca grande, sanibel, captiva, ft. Myers beach, all the outer islands and the gulf waters providing some of the best fishing in all of sw florida! The composite material dock with boat lift is ready for you to relax and enjoy the gorgeous florida sunrises or sunsets!! This property provides a coveted lifestyle for boaters, anglers, and island lovers alike. This is an ideal project for investors, builders, or anyone ready to rebuild or renovate in one of southwest florida's most unique communities. Whether you're looking to restore the existing home or start fresh with new construction within this prime location, island life is ready for you!... Set up your showing appointment today and come check out this piece of paradise!!

$385,000 $25K
- 2 Beds
- 1 Baths
- 662 SqFt
- $582/SqFt
Price improvement!!! The waterfront bungalow in matlacha presents an exceptional opportunity for a tranquil and pleasurable lifestyle. Recently renovated, this property boasts new interior features, hurricane-rated windows and slider, a/c, w/d, water heater, and a freshly painted exterior. The relatively new roof, only 3 years old, adds to the appeal.
Situated in an ideal location for outdoor enthusiasts, residents can easily engage in various water activities like kayaking, canoeing, boating, and fishing. Moreover, its strong seasonal rental history indicates promising potential for investment or income generation.
In summary, this bungalow is a delightful and well-kept sanctuary in a peaceful waterfront setting, catering to individuals looking for a laid-back yet active lifestyle amidst a stunning natural backdrop. Embrace the island time experience!

$329,900
- 1 Beds
- 1 Baths
- 550 SqFt
- $600/SqFt
Fully remodeled fisherman's dream! This fully furnished turnkey home is a perfect getaway or investment located in highly desired matlacha, fl. Currently a short term rental with 120+ five star reviews with over $40, 000/yr of rental income (estimated 9% cap rate). Freshly remodeled this home features a new roof, new electrical, new plumbing, new windows, new water heater, & new wall ac unit. Located on a wide gulf access canal in matlacha, fl. The local ferry can take you to boca grande, cayo costa state park, cabbage key, captiva, and useppa island. The great calusa blueway kayak trail is nearby that is almost 200 miles. This home provides plenty of activities just outside your door such as boating, kayaking, fishing, biking, and more. Just steps from popular restaurants and shopping on island, makes this a highly desired home. You will not find another property like this one, truly one to see in person. Schedule your tour today!

$2,900,000 $275K
- 5 Beds
- 4 1/2 Baths
- 4,021 SqFt
- $721/SqFt
This property sits high and never had any flood water damage from past 3 hurricanes so its well tested. Discover an unparalleled fully furnished waterfront residence situated in the heart of the picturesque matlacha, offering a mesmerizing 360-degree view of the water and quick unrestricted boating access. A true boaters dream with amazing water access to fishing, and a relaxing day on water around pine island, cayo costa, and saint james city. Nestled on 2.24 acres with a high elevation that kept it dry during hurricane ian flooding, this unique property boasts a covered boat dock with a new 10, 000 lb. Boat lift, and maintenance free decking leading to the dock. Exemplifying key west style, this distinctive home features five spacious bedrooms, a den, a wood-burning fireplace, four full baths, and one-half bath. A 900 sq ft four-car attached garage with a new garage door and opener to be installed. The recently remodeled designer kitchen showcases wood cabinets, granite countertops, a backsplash, top-of-the-line stainless steel appliances and a an amazing view of the bay. The interior and exterior underwent a comprehensive update and professional furnishing recently. Exterior upgrades include new standing seam metal roof, new hardi board siding, new exterior impact doors, lanai lighting by lanai bright, new no seeum lanai screen, fresh paint, new covered metal roof at dock, new irrigation system, new patio furniture, new sod, new windows in 2023 were replaced with impact glass. The property is being sold turnkey, with all furniture included. Immerse yourself in authentic florida living with the expansive caged pool, separate spa, and ample pool decking, all installed in 2015. Conveniently located, this grand residence is a short distance from local matlacha restaurants and historic shops, and just a brief drive to some of the region's best beaches, fine dining establishments, shopping centers, airports, and cultural events. Experience the epitome of florida luxury living in this extraordinary waterfront haven.
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Community Snapshot
1 to 5 BR Bedrooms
$160K to $2.9MPrice Range
480 - 4,021SqFt Range
1959Year Build
1Total Floors
N/ATotal Units
N/ATotal Sales
Subdivision Amenities
Barbecue
Community Boat Dock
Community Boat Ramp
Community Room
Fishing Pier
None
Park
Play Area
Pool
Restaurant
Shopping
Storage
Streetlight
Clubhouse
Community Boat Dock
Community Boat Ramp
Internet Access
None
See Remarks
Scores
Walk Score®
Car-Dependent. Most errands require a car.
48
100
Transit Score®
No data.
N/A
Bike Score®
Somewhat Bikeable. Minimal bike infrastructure.
36
100
Sound Score®
Bearable noise.
75
100
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