Great 3/2 Unit In Bayan Tree Community. Completley Renovated In 2015.ac Unit Less Than 5 Years, All Appliances Are Energy Efficient. Impact Windows And Sliding Doors. Covnetional Loans Only With 25% Down. Hoa Has Over $300,000 In Reserves, But It Only Reserves 9.5% Of Its Budget.this Means You Wont Qualify With 5% Down.