Brand-new modern roof installed january 2026! This spacious and highly desirable st. Andrews floor plan offers 3 bedrooms plus a den, 2.5 baths, and an oversized 2-car garage with plenty of room for a golf cart. The home has been gently lived in and meticulously cared for. The main a/c was replaced in 2024, and the second unit was replaced in december 2025. Additional features include crown molding, a gorgeous built-in cabinet with quartz countertops, a summer kitchen, gas range, a 250-gallon buried propane tank, accordion shutters on most windows, and panels on the others. This residence offers a refined blend of comfort, quality, and effortless florida living. The extended screened and covered lanai provides the perfect extension of the kitchen, adding extra space for entertaining and dining. Off the primary bedroom, you'll find another covered area and a built-in hot tub overlooking a panoramic lake view. Hoa dues include lawn care, cable, internet, security gates, and full access to the island club with amenities galore: newly finished pickleball, tennis, and basketball courts; an updated clubhouse with billiards, game rooms, craft rooms, ballroom, fitness center, aerobics room, and a resort-style pool. Don't forget the robust social and activities calendar! Optional golf memberships are available but not required. County-only taxes.