Naples Terrace Houses For SaleNo HOA

Rare in naples: a home where flood insurance isn't just waived—it's structurally irrelevant. Built in 2016 and sitting in an x flood zone with a first floor elevated at 13 feet, this custom five-bedroom home delivers something that's increasingly hard to find in southwest florida: genuine, engineered peace of mind. It has never flooded—not during ian, not during any storm—and with a first floor at 13', it's built well above the threshold that makes that confidence meaningful. The home itself feels brand new. A just-completed full interior repaint freshens a space already defined by warm wood floors, custom cabinetry, and quartz countertops throughout. The open-concept main level flows effortlessly from a chef's kitchen—anchored by a large quartz island and walk-in pantry—through the great room and dining area, making it equally suited for weekday living and weekend entertaining. The floor plan offers real flexibility across five bedrooms. Three are on the main level, including a serene primary suite alongside two guest rooms. Upstairs, two additional bedrooms are privately tucked away—ideal for guest suites, a home office, gym, or media room. Step outside to the screened lanai or front porch to take in the florida breeze, while the fully fenced backyard with mature landscaping offers both privacy and room for a future pool. A recently replaced roof adds another layer of long-term value to an already low-maintenance package. And the location delivers: walkable to naples high school, restaurants, and shopping, with beaches and downtown just minutes away. Seller financing is a possibility! —schedule your private showing today.